It protects your home and belongings and can help cover costs if someone gets hurt on your property or if your home is damaged.

Homeowners' insurance typically covers damage caused by fire, storms, theft, and certain natural disasters, helping you repair or rebuild your home without facing a major financial setback. It can also cover your personal belongings, like furniture, clothing, and electronics, whether they're damaged at home or stolen while you're away.

And it doesn’t stop there. If someone gets injured on your property or you accidentally damage someone else’s property, liability coverage helps take care of legal fees or medical bills. It’s all about making sure your home stays a safe and secure place for you and your family.