TOR Insurance

What does commercial insurance actually cover?

It protects your business from things like property damage, legal claims, and other unexpected events that could disrupt your operations.

Whether you own a small shop, run a growing business, or manage contracting jobs, commercial insurance helps safeguard your assets—like buildings, equipment, tools, and inventory—against things like fire, theft, or weather damage. It also helps cover lost income if you're forced to pause operations temporarily.

We also offer coverage tailored for contractors and trades, including Contractors Insurance, which protects your tools, vehicles, and job sites, and Workers’ Compensation, which supports your team by covering medical costs and lost wages if someone is injured on the job. It’s all about keeping your business protected, your team supported, and your operations running smoothly.

What does commercial insurance actually cover?

It protects your business from things like property damage, legal claims, and other unexpected events that could disrupt your operations.

Whether you own a small shop, run a growing business, or manage contracting jobs, commercial insurance helps safeguard your assets—like buildings, equipment, tools, and inventory—against things like fire, theft, or weather damage. It also helps cover lost income if you're forced to pause operations temporarily.

We also offer coverage tailored for contractors and trades, including Contractors Insurance, which protects your tools, vehicles, and job sites, and Workers’ Compensation, which supports your team by covering medical costs and lost wages if someone is injured on the job. It’s all about keeping your business protected, your team supported, and your operations running smoothly.

What does
commercial insurance actually cover?

It protects your business from things like property damage, legal claims, and other unexpected events that could disrupt your operations.

Whether you own a small shop, run a growing business, or manage contracting jobs, commercial insurance helps safeguard your assets—like buildings, equipment, tools, and inventory—against things like fire, theft, or weather damage. It also helps cover lost income if you're forced to pause operations temporarily.

We also offer coverage tailored for contractors and trades, including Contractors Insurance, which protects your tools, vehicles, and job sites, and Workers’ Compensation, which supports your team by covering medical costs and lost wages if someone is injured on the job. It’s all about keeping your business protected, your team supported, and your operations running smoothly.